While working, the carrier normally carried a $20,000 Life Insurance policy on each employee.  
Upon retirement that Life Insurance benefit normally was reduced to $2,000 for eligible employees.  
Upon death, that benefit is normally paid to the beneficiary designated by the employee.

In some cases the beneficiary is either deceased or in my case, NO beneficiary had ever been assigned.

In order to prevent problems for your loved ones after your death, please, contact the provider of that 
Life Insurance benefit just to make sure of your eligibility and that your beneficiary is UP TO DATE.

MetLife, 800-310-7770, is the provider for many of the working and retired employees.  Your provider may be different.

In any case, verify your eligibility and beneficiary designation.  

For that matter, if you have other insurance, take a few minutes and verify that beneficiary also.